The world today is highly dependent on health insurance policies. Selecting the best health insurance provider is truly important. You cannot find the best health insurance company without carrying out some basic and advanced research regarding the health insurance providers in the USA. This blog is gonna focus on the top 10 health insurance providers in the USA.
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Hera is Top 10 health insurance companies in the United State of America
1. UnitedHealth Group
Its head office is located in Minnetonka, Minnesota. Its current DWP is $221.4 billion and its market share is 15.4%. UnitedHealth Group takes pride in a powerful network of more than 1.5 million medical and healthcare experts and about 6,200 hospitals. UnitedHealth policies are present all over the nation. This company provides advantages and service by way of its 2 business units, UnitedHealthcare and Optum.
2. Elevance Health
The headquarters are located in Indianapolis, Indiana. Its DWP is about $103.4 billion. It has captured 7.2% of the total market share. Earlier known as Anthem, Elevance Health made itself rebranded during June 2022. This company provides health insurance policies including dental, eye care and medical facilities. These plans are always open to people and employers and even their family members, via the company’s Anthem Blue Cross and Blue Shield.
3. Centene
Centene’s main office is located in St. Louis, Missouri. It has a Direct Written Premium value of $96.4 billion. Its market share is about 6.7%. Centene offers different services to government-aided healthcare programs for those who are uninsured and for those who are underinsured in America that include Medicaid and Medicare. This company is the nation’s biggest Medicaid controlled caregiver, with above 28 million members throughout 50 states.
Centene provides local health policies and health insurance instruments. The company amalgamates with other healthcare and financial groups to offer members its customized services.
4. Kaiser Permanente
Kaiser Permanente’s official headquarters are located in San Francisco, California. Its DWP value is $89.2 billion.
The firm’s market share is 6.2%. Kaiser Permanente is among the biggest non-profit healthcare firms in the nation. The insurer offers services to about 12.7 million policyholders. The company’s health plans are conveniently available in Colorado, California, Georgia, Hawaii, Maryland, Oregon, Virginia, District of Columbia and Washington.
5. Humana
Humana’s official headquarters are located in Louisville, Kentucky. Its DWP is $87.0 billion. It captures 6.0% of the market. Humana is among the biggest managed care firms in the nation, with above 17 million policyholders within 50 states. The health insurer provides members, employer groups, and others seeking government-aided policies’ affordable choices like Dental insurance plans, Medicare plans, Pharmaceutical plans, Vision plans, Medicaid plans and Group health plans.
6. CVS Health
The main office of CVS health is located in Woonsocket, Rhode Island. CVS Health’s. DWP is $83.9 billion and it has a market share of about 5.8%. CVS Health offers diversified health insurance services and is among the biggest health insurance organizations in the country. It renders its services to more than 23 million individuals in almost 50 states regions.
CVS Health owns above 9,900 retail regions and almost 1,100 walk-in clinics around the United States. It even runs a pharmacy advantages manager with around 100 million policy members and also a pharmacy care business for seniors that reaches and successfully serves more than one million patients on an annual basis.
7. HCSC
Based in Chicago, Illinois having a total DWP of $51.0 billion the HCSC has a total market share of 3.5%. Health Care Service Corporation, popularly called as HCSC, functions as a mutual official reserve firm. It is also the biggest customer- health insurance company in the nation with around 18.6 million policyholders. The insurer provides life and health insurance instruments and linked services via its supporting subsidiaries which are Dental Network of America, HCSC Insurance Service Company, Prime Therapeutics, Medecision, Dearborn Group, Availity and TriWest Healthcare Alliance.
8. Cigna
The head office of Cigna is located in Bloomfield, Connecticut. Its documented DWP is calculated at $34.0 billion. The company has a market share of about 2.4%. Cigna is a famous health insurer that provides its services around 19.5 million people in the United States. It is even among the biggest health insurance firm around the globe, rendering services to about 190 million individuals in more than 30 countries and other important territories.
In the United States, Cigna provides health and dental plans, that includes Medicare plans, global healthcare coverage, and complementary health insurance plans. It offers its instruments via two business units namely Cigna Healthcare and Evernorth Health Services.
9. Molina Healthcare
The head office of Molina healthcare is located in Long Beach, California and it has a Direct Written Premium value of $28.8 billion. The market share of the company is 2.0%. Molina Healthcare customizes government aided programs for worthy people and families. It possesses around 5.1 million members within eighteen states.
Molina Healthcare unifies with state governments and gives a huge variety of healthcare services to people and families. The health insurer is selected by various states to align with dual demonstration programs to provide care for all those found eligible for Medicare and Medicaid.
10. GuideWell
The official headquarters are located in Jacksonville, Florida The DWP value of the company is $26.5 billion and its market share is 1.8%. GuideWell functions as a non-profit mutual holding organization. It has spread a network of about 27 million members throughout 35 states. The company provides health insurance via different subsidiaries. Some of those include Florida Health Care Plans, Florida Blue, Trulia for Health, Triple-S Salud and Capital Health Plan
There are numerous amazing and great health insurance companies in the USA. You can compare their plans and select the best for you. You can analyze the best plan for you. Do follow us for more information.
